Insurance & money
Life, pet and contents cover, warranties, and how to beat the loyalty penalty at renewal.
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Annual travel insurance auto-renewing? Check this
Annual travel insurance auto-renews quietly. Check destinations, activities and age limits still fit before you fly — not at the claim.
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Contents insurance: do you need it?
Contents insurance covers your possessions against theft, fire and damage — and renters need it too, because a landlord’s policy doesn’t cover your things.
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Critical illness cover explained
Critical illness cover pays a lump sum on a serious diagnosis. What’s covered, what isn’t, and how it differs from life insurance.
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Do you need life insurance?
Life insurance matters most when people depend on your income. Here’s who tends to need it, the main types, and when it’s worth reviewing.
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How to get the best insurance deal
A practical checklist for paying less without losing cover — comparing properly, avoiding auto-renewal traps, setting your excess, and being accurate.
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How to haggle down your insurance renewal
A higher renewal quote isn’t final. Here’s a simple, proven way to compare, then ask your insurer to match a cheaper price — for car, home and more.
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Income protection insurance explained
Income protection pays a monthly income if you can’t work. How it works, what affects the price, and how it differs from critical illness cover.
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Is an extended warranty worth it?
Appliance warranty ending? What extended warranties cover, what consumer law already gives you for free, and when the maths says skip it.
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Paying too much for life insurance?
Life cover set up years ago may cost more than you need. When switching saves money, when it’s risky, and what to check before cancelling anything.
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Pet insurance renewal gone up — should you switch?
Pet insurance renewal jumped? Why premiums climb with age and claims, what you can trim without losing cover, and when switching is actually safe.
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Pet insurance renewals: what to watch for
Pet insurance renews yearly and rises with age — and the FCA’s loyalty-penalty rules don’t apply. Policy types, the pre-existing trap, and when to switch.
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Pet vaccinations lapsed? What it means and what to do
Lapsed pet vaccinations can void insurance cover and mean restarting a course. What to do now and how to keep boosters on track.
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The insurance loyalty penalty: why renewing can cost more
The insurance loyalty penalty: what the FCA banned in 2022, what still drifts upward at renewal, and how to keep your premiums honest.
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Travel insurance: what it covers and when to buy it
Travel insurance covers far more than lost bags — medical emergencies, cancellation and repatriation. Here’s what it does, and why to buy it when you book.
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What insurance does a UK family actually need?
Which insurance a UK family actually needs, in priority order — and which policies most households can safely skip.
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What is an insurance excess (and how to choose it)
Your excess is what you pay towards a claim before the insurer pays the rest. Here’s how compulsory and voluntary excess work — and the trade-off.
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