Home & bills
Home insurance, mortgage renewals, energy, broadband, council tax and the TV Licence, explained.
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How to check when your broadband contract ends
Out-of-contract broadband often costs more for the same service. Here’s how to find your end date and avoid quietly overpaying.
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How to check your council tax band (and challenge it)
Check your council tax band free on GOV.UK, see how bands work, and learn when — and how — you can challenge a band you think is wrong.
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Is boiler cover worth it?
Boiler and home emergency cover can save a big repair bill — but it often overlaps with your home insurance. Here’s how to decide without paying twice.
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Missed a bill payment? What to do now
A bounced direct debit or missed bill isn’t a disaster if you act fast. Here’s how to limit late fees and protect your credit file.
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Mortgage overpayments: how they work (and the 10% rule)
Overpaying your mortgage cuts the term and total interest — but watch the annual overpayment limit. Here’s how it works and when it’s worth it.
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Stamp duty explained (SDLT) — how it works
Stamp duty is a tax you pay when buying property. Here’s how the tiered bands work, first-time buyer relief, and where to check the current rates.
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What happens if you don’t pay for a TV Licence?
Watching or recording live TV — or using BBC iPlayer — without a licence is a criminal offence in the UK, with a fine of up to £1,000. Here’s who needs one.
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When should you remortgage in the UK?
Start looking around 3–6 months before your fixed deal ends — otherwise you roll onto your lender’s SVR, which is usually far more expensive. Here’s the timeline.
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Your fixed energy tariff is ending — what to do
When a fixed energy deal ends you’re moved to your supplier’s standard variable tariff, which can cost more. Here’s how to decide your next move.
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