Car & driving

How to tax your car in the UK

You can tax your car online in minutes — but you need insurance and a valid MOT first, and tax doesn’t transfer when you buy a used car. Here’s the how-to.

Last updated 9 July 2026

On this page

Taxing a car takes a couple of minutes online — the things that catch people out are the requirements around it. Here’s the clean version.

Before you can tax it

Watch out. You need valid insurance and, where the car requires one, a current MOT before you can tax it. No valid MOT means you can’t tax the car — see what happens if your MOT runs out.

How to tax it

  1. 1
    Get your reference numberFrom your V5C logbook, a V11 tax reminder, or the green new-keeper slip if you’ve just bought the car.
  2. 2
    Tax online at GOV.UKEnter the reference; the system checks insurance and MOT automatically. You can also use the phone line or a Post Office.
  3. 3
    Choose how to payAnnually, six-monthly, or monthly by Direct Debit (monthly costs a little more overall).

Buying a used car? Tax it fresh

Watch out. Vehicle tax doesn’t transfer to you when you buy a used car — you must tax it in your name before driving it away. The previous owner is refunded for full remaining months automatically.

If the car is going to stay off the road, you can declare a SORN instead.

In short

Tax your car online with a reference from your V5C, V11 reminder or new-keeper slip — after you’ve got insurance and a valid MOT. Remember tax doesn’t transfer when you buy used, so tax it before driving, and choose yearly, six-monthly or monthly payment.

Frequently asked questions

What do I need to tax my car?

A reference number (from your V5C logbook, a V11 tax reminder, or the new-keeper slip if you’ve just bought it), plus valid insurance and — where required — a current MOT. You can then tax it online, by phone or at a Post Office.

Does car tax transfer when I buy a used car?

No. Since the paper tax disc was abolished, vehicle tax doesn’t transfer between owners. When you buy a used car you must tax it in your name before driving it away — the seller gets a refund for full remaining months.

Can I pay car tax monthly?

Yes. You can pay annually, every six months, or by monthly Direct Debit. Spreading it monthly costs a little more overall than paying for the year up front.

Sources & last checked

Last checked against official sources: 9 July 2026.