Organising renewals

The ‘in case of emergency’ file every family should have

One place that tells someone you trust where everything is — documents, contacts and key details — if you can’t tell them yourself. Here’s what to include.

Last updated 10 July 2026

On this page

It’s the quietest kind of care: making sure that if you couldn’t explain where everything is, someone you trust still could. Here’s how to build it — simply.

What to include

  • Where key documents are — passports, wills, deeds, insurance policies, certificates.
  • Important contacts — GP, solicitor, insurers, employer, close family.
  • Accounts & policies that exist — and where to find them (not the passwords).
  • Any wishes or instructions you’d want known.
Watch out. Record where to find things, never the secrets themselves. Don’t write down passwords or full account numbers — a safe pointer (“the folder in the drawer”, “the app on my phone”) is enough and far safer.

It’s not a will

A will handles the legal side after death. This is broader and more practical — it helps a partner or family member manage life during illness or an emergency and find what they need fast.

Tip. Keep it somewhere both secure and accessible to the right person. A shared, private place — like the one DueOwl gives couples — is exactly this, kept up to date as life changes.

In short

An ‘in case of emergency’ file records where your important things are and the details a trusted person would need if you couldn’t tell them — documents, contacts and where accounts live (never passwords). It’s practical care that spares your family a stressful search at the hardest time.

Frequently asked questions

What should an ‘in case of emergency’ file include?

Where key documents are kept (passports, wills, deeds, insurance); who your important contacts are (GP, solicitor, insurers); which accounts and policies exist and where to find them; and any wishes or instructions. Record where to find things — never store passwords or full account numbers.

Isn’t this just a will?

No. A will handles the legal side after death. An ‘in case of’ file is broader and more practical: it helps someone manage day-to-day things during illness or an emergency, and find what they need quickly — including things a will never covers.

Where should I keep it?

Somewhere secure and private, that a trusted person can access when needed — not a random folder or an open inbox. The point is that it’s both safe and findable by the right person.